A one-page printable that splits every other Friday into bills, sinking funds, and spending. The missing piece if you're paid bi-weekly and monthly budgets never quite fit your life.
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Assign each bill to the paycheck that covers it. No more "wait, which paycheck pays rent?"
Built-in rows for 7 sinking funds so irregular expenses stop blowing up the plan.
The bonus paycheck twice a year has a pre-assigned home: emergency fund, debt, or a specific goal.
One page, portrait or landscape, black-and-white friendly. Tape to the fridge.
The full system
This planner has 7 sinking fund rows. Our full tracker has 25 slots, a 12-month grid, and a Google Sheet mirror. The complete answer to every "what app does sinking funds" question.
See the tracker → $14