100% Free

The First-Year
True Cost Cheat Sheet

Every cost that hits in year one, in one printable page. Escrow, HOA, insurance, maintenance, utilities, warranty. No fluff.

Free instant download. No spam, unsubscribe anytime.

What's included

  • Escrow shortage explanation
  • HOA / fees breakdown
  • 1-2% maintenance rule
  • Utility multiplier estimates
  • Insurance renewal checklist
  • Home warranty: buy or skip
  • Property tax reassessment trap
  • "Small things" budget

Join 2,100+ new homeowners who knew what was coming before it hit

One page. Every cost. No guessing.

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Every hidden cost in one place

Escrow shortages, reassessments, HOA, warranty, utilities. The bills nobody warns you about, in one printable sheet.

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Monthly budget estimate

Realistic numbers for a $350K home. Maintenance reserve, utility buffer, escrow adjustment, insurance renewal.

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Property tax reassessment trap

The #1 surprise cost of year one. How it works, when it hits, and how to budget for it before closing.

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Printable in 60 seconds

Letter-size PDF. Print it, stick it on the fridge or inside the new-home binder.

From the creator of

First-Year Homeowner Maintenance Calendar

This cheat sheet is a preview of our $14 First-Year Homeowner Maintenance Calendar. Grab it free. If you want the full 12-month system (escrow tracker, filter log, seasonal task lists, wire fraud card), it is ready whenever you are.

See the full guide →