Budget

Zero-Based Budget Template

A Excel and Google Sheets template that makes zero-based budgeting actually work. Auto-totals, category variance, 12-month summary, and color-coded over-budget alerts. Copy to your Drive in under 30 seconds.

$24  42% OFF — Launch Price

30-Day Money Back Guarantee • Excel + Google Sheets

44
Categories
12
Months
.xlsx
+ Sheets
<5
Min Setup

What's Inside

Everything you need to actually use it

Who It's For

This is for you if...

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You've tried budgeting apps (YNAB, Mint, Monarch) and ended up back in a spreadsheet anyway

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You want one document covering income, expenses, savings, and debt — not five apps

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You've watched Dave Ramsey or The Budget Mom and want the zero-based method without the workbook price tag

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You're moving off paper budgeting and need digital without losing the tactile feel

FAQ

Common questions

Zero-based budgeting means every dollar of income gets assigned a job before the month starts. Income minus all allocations equals zero. No dollar left unaccounted for. It works because you catch leaks before they happen, not after.
Yes. The download is .xlsx, but every formula is compatible with Google Sheets. Upload the file to Drive, right-click → Open with → Google Sheets, and save as a Sheets file. Or use the direct copy link included in the Instructions tab.
No. Google Sheets is free and opens the file identically. Apple Numbers also opens .xlsx but formulas can behave slightly differently — we recommend Excel or Sheets.
Both. The category structure works for solo earners and dual-income households. Couples typically duplicate the Budget tab for each paycheck and combine totals.
Duplicate the Budget tab and label it by month. Extra-paycheck months (3rd paycheck in a biweekly pay cycle) typically fund sinking funds or debt snowballs. The 12-Month Summary tab handles this automatically.
Instant download after checkout. You'll receive an email with the .xlsx file and Google Sheets copy link within 60 seconds. Lifetime access to re-download.
30-day money-back guarantee. Reply to your receipt, get a refund. No forms.

Every dollar assigned. Every month.

Excel file + Google Sheets copy link. Works on Mac, Windows, iPad, phone.

30-day money-back guarantee. No questions asked.

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